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枫下家园 / 生活杂事 / 假如父母过来探亲,如果想给他们买短期的医疗保险,大概需要多少银子?大概保到什么程度,如检查、买药等。是不是只有蓝十字?哪位有经验的请跟个贴,先谢了!
-wiwi(oops);
2002-9-17
(#752066@0)
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我是向旅行社买的. RBC, 65岁,4块多一天,好象是保150,000,记不轻了,反正是最高的. 具体怎么用没研究过,因为我父母来后连感冒都不得.
-sq1(sq1);
2002-9-17
(#752273@0)
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60-65: $2-5; 65+ $3.5-6 /day : I recommend the lowest insurance. I buy it for my parent for 100K level ... totally useless ... Since they "tang4qing1" and come from China, they will 99% not get any illness.What's more, their old illness totaly "gone" here. Sorry for bad English.
-ra_95(小人);
2002-9-17
{77}
(#752406@0)
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借你的地方问一下:是不是买保险以前就有的病都不cover的?对于有慢性病的,是不是只能祈祷在加拿大期间不要发作了?
-fionah();
2002-9-17
(#752445@0)
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yes.
-ra_95(小人);
2002-9-17
(#752516@0)
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Thank you.
-fionah();
2002-9-17
(#752569@0)
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It depends. And in my opinion the vistor insurance is completely necessary. I have heard horror stories about people who take their chances on this.If the illness is existing but under steady condition, it is usually covered. Steady condition means the insured has not been hospitalized for that illnesswithin 1 (?) month before they came to Canada . If the insured has been taking normal controlling medication, but the situation deteriorates after she/he arrives in Canada, she/he WILL be covered. I would say buy coverage for at least $100k. Confirm with your broker for details as policies may vary.
-rounder(rounder);
2002-9-17
{459}
(#752591@0)
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到美国去玩, 也要买保险. 举个例子, 去年我爸爸在美国期间扭伤了胳膊, 去看普通医生US$185, 被REFERED去见专科医生US$325, 都是DOCTOR VISIT. 结论: 无大碍, 开了US$12.8的止痛药. 但是不看的话, 如果严重可以是肌肉萎缩.花了CA$30/人买的保险(17天)
最后将近US$600全部报销了. 尽管报销过程耗时6个月.
所以大家到美国去玩一定别忘了买保险. 美国的医疗费比加拿大贵很多.
这还是小毛病, 仅为两次VISIT, 大毛病就更不同说了.
-dropoutinmiami(东北的饺子);
2002-9-17
{197}
(#752624@0)
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不是那么简单地一棍子打死保的是:
1. 以前没有的病;
2. 以前有的病, 但是在过去的六个月内没有发作过, 也没有加大过用药量.
以上内容仅限于某间保险公司. 其它的公司不了解
-linmeimei(林妹妹㊣时间紧迫);
2002-9-17
{145}
(#752603@0)
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多谢楼上几位!
-fionah();
2002-9-17
(#752627@0)
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非常感谢各位的经验!
-wiwi(oops);
2002-9-17
(#752878@0)
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到底在哪儿可以买牙?
-rchy(爱吃酸菜粉);
2002-9-18
(#754647@0)
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买牙找牙医
-mzwz(哪边是北?);
2002-9-18
(#754769@0)