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枫下家园 / 生活杂事 / 我干了件大傻事,不知会不会影响我的信用纪录,各位帮我看看!我今天去银行的柜员机存支票,谁知神经兮兮的错将receipt 联存入了,而将支票忘在家里了,不知会不会影响我的信用,存入无效支票会不会被罚款?我只有下周二才能去银行问问,各位谁有类似经历,请与我分享。多谢!
-misspurple(purplemm);
2002-9-1
{198}
(#723488@0)
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没事, 他们会找你要的
-bluegreysky(绿袖);
2002-9-1
(#723491@0)
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误导。一定要自己打电话去,否则后果严重。
-noexit(♂江湖夜雨省油灯);
2002-9-1
(#723505@0)
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我以前办过这事, 银行打电话来通知我下次注意, 就这个.
-bluegreysky(绿袖);
2002-9-1
(#723518@0)
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没事儿,这事我干过。明天给银行打个电话说明一下就完了。_绝对_不会影响你的信用。那个deposit将无效,银行会做"adjustment"把钱扣掉。没有手续费(Royal Bank)
-jfbjxdd(将腐败㊣进行到底);
2002-9-1
(#723527@0)
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25块左右手续费,对信用没有影响。另外只要银行开门就不要等到星期2,好好解释,这25块可能都可以省掉。
-project(Project);
2002-9-1
(#723496@0)
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25?谁说的。我朋友做过同样的傻事,还好他主动打过电话,只得到一次警告,说以后再这样就call the law。什么事都没有。
-noexit(♂江湖夜雨省油灯);
2002-9-1
(#723512@0)
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多谢各位!我明天就给CIBC的电银行打电话,嗨,有时候这些小挫择蛮让人难过的!
-misspurple(purplemm);
2002-9-1
{64}
(#723530@0)
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It is nothing to do with your credit record since it is a deposit, not credit advance. However,If you made a deposit without a check, then cashed some money right away (provided you have cash-back option), that is a fraudulent transaction. So, if you did not cash it or part of it, most likely, you will be alright. Also, it is a good advice to communicate with your bank asap. The bank will trust you since we see empty envelops all the time and we know our customer are making mistakes. In terms of a fee, normally no, but again, it depends on different bank's policy. Take it easy.
-scotia_banker(A to Z);
2002-9-1
{491}
(#723568@0)